Disclosures
Advisory Services
Advisory services are offered through ReFrame Wealth Strategies, LLC, a registered investment adviser in the State of Arkansas.
Important Disclaimers
ReFrame Wealth Strategies, LLC ("ReFrame") is a registered investment adviser ("RIA") located in the State of Arkansas. ReFrame provides investment advisory and related services for clients nationally. ReFrame maintains all applicable registrations and licenses as required by the states in which it conducts business. ReFrame renders individualized responses to persons in a particular state only after complying with all applicable regulatory requirements, or pursuant to an applicable state exemption or exclusion. Registration as an investment adviser does not imply a certain level of skill or training.
Terms of Use
Please read these terms and conditions of use ("Terms") carefully before using the website located at www.reframews.com ("Website") or any of the information or services provided by ReFrame Wealth Strategies, LLC in connection with the Website. By using the Website, you acknowledge that you have read and understood these Terms and agree to be legally bound by them. If you do not agree to these Terms, please discontinue use of this Website. ReFrame reserves the right to change, modify, add, or remove portions of these Terms at any time. Changes are effective immediately upon posting. Your continued use of the Website following any changes constitutes your acceptance of those changes.
Risk Disclosure
Different types of investments involve varying degrees of risk. It should not be assumed that future performance of any specific investment or investment strategy will be profitable. Asset allocation may be used in an effort to manage risk and enhance returns; it does not guarantee a profit or protect against loss. This website is intended to provide general information about ReFrame and its services. It is not intended to offer or deliver investment advice. Market data, articles, and other content on this website are based on generally available information believed to be reliable. ReFrame does not guarantee the accuracy of the information contained on this website. Nothing on this website should be construed as investment advice. It remains your responsibility to notify ReFrame in writing of any changes in your personal or financial situation or investment objectives so that we may review and update our recommendations and services accordingly.
Form ADV – Disclosure Brochure
ReFrame Wealth Strategies, LLC will provide all prospective clients with a copy of our current Form ADV Part 2A (Disclosure Brochure) and the applicable Brochure Supplement for each advisory person prior to or at the time of entering into an advisory agreement. You may also obtain a copy of our disclosure documents through the SEC's Investment Adviser Public Disclosure website at www.adviserinfo.sec.gov or by contacting us directly at logan@reframews.com.
Privacy Disclosures
ReFrame Wealth Strategies, LLC is committed to safeguarding the personal information of our clients. We collect personal information through applications, agreements, profile or investment policy statements, and other documents received in connection with the services we provide. We do not sell or share your personal information with third parties for marketing purposes. For a complete description of our information practices, please refer to our Privacy Policy, available upon request or on our website. We may use cookies and similar technologies to collect information about your usage of our website. You may configure your browser settings to refuse cookies; however, doing so may affect certain functionality of the website. This website may contain links to third-party websites. ReFrame is not responsible for the privacy practices or content of those sites.
Email Disclosures
ReFrame Wealth Strategies, LLC communicates with clients and prospective clients through electronic mail and other electronic means. ReFrame makes every effort to ensure that email communications do not contain sensitive information. We ask that clients refrain from sending sensitive personal or financial information via unencrypted email. Please note: ReFrame does not accept trading instructions, account transfer requests, or money movement instructions via email. Email communications may be subject to review by ReFrame's Chief Compliance Officer or applicable state securities regulators. If you have received an email from ReFrame in error, please notify the sender and destroy the email and its contents.
Social Media
ReFrame Wealth Strategies, LLC may utilize third-party websites and social media platforms as part of its communications. Content shared on these platforms is for informational and educational purposes only and does not constitute investment advice or a recommendation of any investment product. Advice may only be provided by ReFrame after entering into a written advisory agreement and completing all required documentation.
Custodian Disclosure
ReFrame Wealth Strategies, LLC uses Charles Schwab & Co., Inc. to custody client assets. Charles Schwab and ReFrame Wealth Strategies are separate and unaffiliated entities and are not responsible for each other's services or policies. Charles Schwab does not endorse or recommend any investment adviser. Brokerage services are provided by Charles Schwab & Co., Inc., Member FINRA/SIPC.
Compensation Disclosure
ReFrame Wealth Strategies, LLC is a fee-based investment adviser. ReFrame charges advisory fees based on a percentage of assets under management. In addition to advisory fees, Logan Spaw may receive compensation in the form of insurance commissions through outside business activities conducted separately from ReFrame. This creates a potential conflict of interest, which is disclosed in our Form ADV Part 2A. ReFrame is not a fee-only firm.
Geographic Limitations
This website is published for residents of the United States only. Investment Adviser Representatives may only conduct business with residents of the states and jurisdictions in which they are properly registered or exempt from registration. A response to a request for information may be delayed until appropriate registration is obtained or an applicable exemption is determined. Not all services referenced on this website are available in every state.